Privacy Policy

1. Overview

Kharcha Tracker prioritizes the privacy of your financial data, which remains entirely on your device. However, this app is supported by advertising, which involves third-party ad networks that may collect certain information to display relevant ads.

2. Financial Data Storage

All your financial data, transaction records, account information, and spending patterns are stored exclusively on your device's local memory. This sensitive financial information never leaves your device and remains under your complete control.

3. Advertising and Data Collection

To provide this app for free, we display advertisements through third-party advertising networks. These ad networks may collect the following information:

• Device identifiers (Advertising ID, Device ID)
• General location information (country, region)
• Device information (model, operating system, screen size)
• App usage patterns (but not your financial transactions)
• IP address

Important: Ad networks do NOT have access to your financial transaction data, account balances, or spending records.

4. Third-Party Advertising Partners

We work with reputable advertising networks to display ads. These partners may include:

• Google AdMob
• Facebook Audience Network
• Other certified advertising platforms

Each partner has their own privacy policy governing how they collect and use data. We encourage you to review their policies.

5. Ad Personalization and Opt-Out

Ads may be personalized based on your interests and device information. You can control ad personalization through:

• Your device's advertising settings (Limit Ad Tracking on iOS, Opt out of Ads Personalization on Android)
• Visiting your Google Ad Settings
• Contacting us to disable certain ad features where possible

6. What We Don't Collect

We do NOT collect, access, or share:

• Your transaction amounts, dates, or descriptions
• Account balances or financial summaries
• Spending categories or budget information
• Any personally identifiable financial information

7. Internet Connection for Ads

While your financial data operates entirely offline, the app requires an internet connection to display advertisements. Ad content is downloaded from advertising networks but your financial information is never transmitted.

8. Device Security

Since all financial data is stored locally on your device, your information's security depends on your device's security measures. We recommend using device lock screens, enabling device encryption, and keeping your device secure.

9. Data Backup and Transfer

Financial data backup and transfer is handled entirely by your device's operating system (iOS/Android backup systems). We do not have access to these backups. Ad-related data may be managed separately by advertising partners.

10. Children's Privacy

This app is not intended for children under 13. We do not knowingly collect personal information from children under 13. If we become aware of such collection, we will delete the information immediately.

11. Changes to Privacy Policy

We may update this privacy policy from time to time. Users will be notified of any material changes through app updates. Continued use of the app constitutes acceptance of the updated policy.